Disclaimer

1. General Information

The information provided on addoelephantlodgeandsafaris.co.za is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information contained herein.

Any reliance you place on such information is strictly at your own risk.

2. Not Financial Advice

The content on this website, including the loan calculator and informational articles, does not constitute financial advice. We are not financial advisors, and nothing on this website should be construed as:

• Professional financial advice
• Investment recommendations
• Legal or tax advice
• Credit counseling

You should consult with qualified financial professionals before making any financial decisions.

3. Loan Application Disclaimer

3.1 No Guarantee of Approval

Submitting a loan application through our website does not guarantee approval. All loan applications are subject to review and approval by our lending partners based on their own criteria and policies.

3.2 Calculator Estimates

The loan calculator on our website provides estimates only. Actual loan terms, interest rates, fees, and repayment amounts may differ based on:

• Your credit profile and history
• Income verification results
• Lending partner policies
• Current market conditions
• Regulatory requirements

Always review the final loan agreement carefully before accepting any offer.

3.3 Third-Party Lenders

We act as an intermediary connecting borrowers with lending partners. We do not provide loans directly and are not responsible for:

• Lending decisions made by our partners
• Terms and conditions offered by lenders
• Customer service provided by lending partners
• Loan disbursement and repayment processes
• Collection activities or legal actions by lenders

4. Information Accuracy

While we make every effort to ensure the accuracy of the information on our website, we cannot guarantee that all information is always current, complete, or error-free. Information may become outdated or inaccurate due to:

• Changes in lending partner policies
• Regulatory updates
• Market fluctuations
• Technical errors or glitches

We reserve the right to correct any errors or omissions and to change or update information at any time without notice.

5. Responsible Borrowing Warning

⚠️ IMPORTANT BORROWING NOTICE:

Loans should be used responsibly for short-term financial needs only. Before applying for a loan, carefully consider:

• Whether you truly need the loan
• If you can afford the repayments
• The total cost of borrowing including interest and fees
• Alternatives to borrowing (savings, family assistance, etc.)
• Consequences of late or missed payments

Failure to repay a loan can result in:

• Additional late payment fees and penalties
• Negative impact on your credit score
• Difficulty obtaining credit in the future
• Debt collection activities
• Legal action and judgment against you

6. Credit Score Impact

Applying for a loan may impact your credit score. Multiple loan applications within a short period can negatively affect your creditworthiness. Be aware that:

• Loan applications may result in hard credit inquiries
• Missed or late payments will be reported to credit bureaus
• Defaulting on a loan can severely damage your credit
• Good repayment behavior can improve your credit over time

7. Website Availability

We strive to maintain continuous website availability, but we cannot guarantee uninterrupted access. The website may be unavailable due to:

• Scheduled maintenance
• Technical difficulties
• Server outages
• Internet connectivity issues
• Force majeure events

We are not liable for any loss or inconvenience caused by website downtime or unavailability.

8. Third-Party Links and Content

Our website may contain links to third-party websites and services. We are not responsible for:

• Content, accuracy, or opinions on external websites
• Privacy practices of third-party sites
• Products or services offered by third parties
• Any loss or damage from using third-party services

Linking to any third-party website does not imply endorsement or approval of that site or its content.

9. No Warranty

This website and all information, content, materials, and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness
• Uninterrupted or error-free operation

10. Limitation of Liability

To the fullest extent permitted by applicable law, addoelephantlodgeandsafaris.co.za and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Use or inability to use our website
• Errors or omissions in website content
• Unauthorized access to or alteration of your data
• Actions of lending partners or third parties
• Financial losses from loan agreements
• Decisions made based on website information

11. Regulatory Compliance

While we strive to operate in compliance with all applicable laws and regulations, lending practices and requirements vary by jurisdiction. It is your responsibility to:

• Understand the legal requirements in your area
• Ensure you meet all eligibility criteria
• Verify that lending partners are properly licensed
• Understand your rights and obligations as a borrower

12. Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting on the website. Your continued use of the website after any changes constitutes acceptance of the modified Disclaimer.

13. Geographic Restrictions

Our services are intended for residents of South Africa only. If you access this website from outside South Africa, you do so at your own risk and are responsible for compliance with local laws.

14. Age Restriction

Our services are only available to individuals who are 18 years of age or older. By using our website, you represent and warrant that you meet this age requirement.

12. Contact Us

If you have any questions or concerns about our use of cookies, please contact us at:

Email: privacy@addoelephantlodgeandsafaris.co.za

Phone: +27 71 234 5678

Address: R335, Addo Elephant National Park, Addo, Eastern Cape, 6105, South Africa